Randy Lipp

Certainty Home Loans, LLC


“Helping families realize the dream of homeownership is my passion. Over the years, I have been able to assist many families obtain financing, many of them for the first time, and it never gets old. To me, it’s always been more than a job. The satisfaction and pride I feel each time one of my Borrowers becomes a Homeowner is indescribable. Each one is an emotional investment for me as every Borrower is more than just a loan, they are friends, neighbors & my community.
My extensive experience as a Loan Officer and knowledge of the industry allows me to tailor each loan to meet the specific needs of each individual. Everyone’s story is different, so no one loan will fit everyone’s needs. My job is to find that perfect fit. Buying a home is the single most important investment we make. Although it can seem intimidating, I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.”




Richard Young
Prosperity Home Mortgage, LLC
532 E Paces Ferry Rd. NE
Atlanta, GA 30305

Richard Young, CPA, a 50 year resident of Atlanta, graduated from the University of Georgia. He has 30 years experience in the financial services industry, 20 of which have been as a Loan Officer. As Vice President, Richard has earned a position of high esteem for his outstanding sales performance. He has been the recipient of the MBAG’s Gold and Diamond Awards and named among the nation’s Top 100 Mortgage Originators by Mortgage Origination magazine.

Having closed more than $750 million in loan transactions for customers throughout the southeastern United States, Richard’s knowledge and expertise makes the mortgage process smooth and hassle-free.